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The length of your credit history can affect your loan approval negatively or positively.
Find ways to increase your revenues and lower your expenses.
While having a short credit history increases your chances of rejection, a long credit history isn't always a savior too.
Any financial incidents on your credit history that do not favor your business can force the bank to reject your application.
It seems that banks are more interested in financing large businesses due to their benefits.
A bank can come up with a variety of reasons to reject loan approval for a small business.
Your cash flow is a measure for the bank to know how easily you return the loan.