Consolidating bank of america credit cards is simon and paula dating
The Alliant Visa® Platinum Card never charges a balance transfer fee, plus it comes with an introductory 0% APR offer good for 12 months from account opening.Once approved, you can become eligible to be a member if you work for a Qualifying Company, live or work in a Qualifying Chicagoland Community, are a member of a Qualifying Organization, or donate to become a member of Foster Care to Success.Whether you’re having trouble keeping up with the cost of everyday living or just have a hard time saying no to a good sale, it’s all too easy to swipe and click your way into more debt than you can manage.When that happens, consolidation may be a good option for getting your debt back under control.Many more balance transfer credit card options exist at the local level, with credit unions and small community banks more willing to provide lower APRs — even some 0% intro-APRs — for those with at least fair credit.The Aspire Platinum has a low regular APR range of 10.15% to 18%, depending on your credit, and a generous six-month 0% APR introductory offer.After that, transferred balances will be charged the standard balance transfer APR.The Wells Fargo Business Platinum Credit Card doesn’t have the longest introductory offer out there, but it does apply to both new purchases and balances transfers.
Transfers also won’t generally count toward the spending requirement for a signup bonus or other rewards promotions.In general, finding a 0% APR balance transfer offer with fair credit (or worse) will likely require some digging, especially if you prefer to stick with major banks.Student credit cards and secured credit cards are the most likely to provide a good balance transfer offer.Additionally, most credit cards charge balance transfer fees of 3% to 8% of the transfer amount.So, while you may not be charged interest on a transferred balance with an intro-APR deal, you’ll still likely need to pay the balance transfer fee.
As with consumer credit cards, however, transferring your balance to a lower-interest business card can make all the difference. As with most balance transfer cards, this card charges a balance transfer fee; prepare to pay 3% of your total transaction amount for each balance transfer you make.